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Financing Your Home >Home Buyers Education As the number of mortgage lenders increases, competition forces lenders to get more creative in finding ways to lend people money. This often takes the form of giving homebuyers a "break" in the down payment. The downside of this approach is that statistically, the smaller the down payment, the more likely the borrower will default. Lenders have put together an education program to prevent delinquencies, which fills a much-needed gap in the increasingly complex world of home finance. Home buyer education classes focus on a variety of money management topics, including all the costs connected with obtaining and owning a home. One lender got together with FANNIE MAE (a government-sponsored loan guarantor) to launch a 3 percent down payment loan which requires participation in this education course. Other lenders have shown a decline in the default rate with five percent loans that are associated with similar education courses. See All Tips In The "Financing Your Home" Category > See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q  What is the least affordable metropolitan housing market in the United States? A  California's Los Angeles-Long Beach-Glendale is currently rated as the most expensive metro area in the nation. See More Real Estate Trivia >

Ryan S. Riddell / Riddell Realty Group Keller Williams Advantage Real Estate 1 East Central Ave. Dayton, OH 45449 Direct: 937-865-0100 Fax: 937-866-4985 Email: Info@SellWithRiddell.com . www.SellWithRiddell.com is brought to you by Riddell Realty Group NUMBER1EXPERT™ in real estate for Springboro, Miamisburg and Dayton, Ohio Read Riddell Realty Group's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge

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