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All agents are NOT alike! Find out why we are top real estate experts. Call us: 937-865-0100.

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Fantastic to work with and extremely knowledgeable.
Doug and Sherry F., Springboro, Ohio
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Pre-Qualify For Your Mortgage
Welcome > For Buyers > Mortgage Prequalification ...

 

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as a Realtor. 

Once you fill out the form, we will quickly process your information and get right back to you! 

 

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Real Estate Tips
Accepting An Offer >Responding to Low Offers

The beginning of negotiations is usually the end of many months of hard work for the buyer or seller. The work ahead requires skill in order to maintain a strong position.

Sellers can lose their advantage if they do not counter an offer that a buyer has made. Even if the opening offer is beneath what the seller feels is reasonable, it is advisable for the seller to respond with a slight reduction from the asking price. The most important component in negotiating is good communication.

The best way to handle a low offer is to counter it with definite terms that are favorable to the seller. A counter offer has two advantages: 1) it keeps the buyer interested, and 2) it moves the negotiation forward and gives the buyer the opportunity to submit another offer that the seller is more likely to prefer.

See All Tips In The "Accepting An Offer" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What is the highest skyscraper hotel in the world?

A 
The Grand Hyatt Shanhai in Pudong, Shanhai, China occupies the top 35 floors of the 88-story Jin Mao Tower, which at 1,378 feet is the tallest building in China and the third tallest building in the world.
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Riddell Realty Group, REALTOR®, real estate agent and broker for Springboro, Miamisburg and Dayton, Ohio home listings, property and land for sale - NUMBER1EXPERT(tm)

Ryan S. Riddell / Riddell Realty Group
Keller Williams Advantage Real Estate

4417 State Route 725
Bellbrook, Ohio 45305
Direct: 937-865-0100
Fax: 937-535-0762
Email: Info@SellWithRiddell.com

Equal Housing MLS REALTOR




Keller Williams

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